12.03.2018 MyBucks S.A.  LU1404975507

DGAP-News: MyBucks MyBucks S.A. releases Interim Financial Statements for July 2017 - December 2017 (first half of business year)S.A.:

DGAP-News: MyBucks S.A. / Key word(s): Interim Report MyBucks MyBucks S.A. releases Interim Financial Statements for July 2017 - December 2017 (first half of business year)S.A.: 12.03.2018 / 07:53 The issuer is solely responsible for the content of this announcement. --------------------------------------------------------------------------- / Corporate release MyBucks S.A. releases Interim Financial Statements for July 2017 - December 2017 (first half of business year) - Turnaround sees the Group return to positive profit before tax - Group well positioned for future growth as a result of the recapitalization Luxembourg - March 12, 2018 - Frankfurt-listed FinTech company MyBucks S.A. ("MyBucks" or the "Company", ISIN: LU1404975507, Bloomberg: MBC:GR) has released its interim financial statements for the period between July 1st, 2017 and December 31, 2017 (first half of business year). The Company recorded a positive profit before tax (EBT) of EUR66k, demonstrating a significant turnaround from the previous financial year. All indicators point to continued growth and increased profitability going forward. The Group has recorded EUR29m in revenues for the first half year and shown an improvement in Impairment/Revenue-ratio from 22.4% to 21.4%. A significant driver behind the increase in profitability was the steep improvement in operational cost ratio from 68.3% in the previous financial year to 60.3% for the first half of this financial year. As a result, the Company recorded an operating profit (EBIT) of EUR9.7m for the half-year, almost matching last year's EUR10.9m for the twelve-month period which ended on June 30th 2017. Driver behind the profitability have especially been the banks, including those that MyBucks had acquired from Opportunity International, recording operating profit of EUR8.2m for the half-year relative to EUR10.3m for the twelve months ended 30 June 2017. This shows that our restructuring and improvement measures, which previously burdened the full year 2016/2017 now bear fruit. Key strains on profitability remain the lack of operating scale (tech segment incurs operational costs of EUR3.9m for the half-year, which won't go up with an increase in loan book) and the high refinancing costs, with the Group incurring c. EUR 11.9m in finance costs for the half year. As announced last week, management is focusing on both increasing refinancing volumes and decreasing refinancing costs. A first step has been successfully accomplished last week: as a result of the successful private placement in the amount of EUR11.7m some weeks ago, combined with the strong backing of MyBucks' key shareholders, the hard-currency refinancing rate has dropped in average from c. 21% to 15% per annum.This change leads to an annualised pro-forma cost saving of EUR6m that will be partially reflected in the current financial year ending in June 2018 and then will be fully effective in the next full financial year 2018/2019. "We expect our recent private placement to have an immediate positive impact on our refinancing costs for the remainder of the financial year," said Tim Nuy, CEO, MyBucks. "In addition to this, we predict the stronger equity position to allow us to raise significant further funding to increase scale and profitability long-term. This is complimented by the advancements in our user experience driven by our cutting edge AI and tech products, which will continue to differentiate us as the provider of choice for an increasingly tech-savvy consumer. The outlook for the business is very positive." ENDS About MyBucks MyBucks S.A. (WKN: A2AJLT, ISIN: LU1404975507, Ticker Symbol: MBC:GR) is a FinTech company based in Luxembourg that delivers seamless financial services through technology. Through its brands GetBucks and GetSure the company offers impact loans, unsecured consumer loans, banking solutions as well as insurance products to customers. MyBucks has experienced exponential growth since its inception in 2011 and today has operations in twelve African and two European countries as well as in Australia. MyBucks aims to ensure that its product offering is accessible, simple and trustworthy, in comparison to traditional, non-technological methods, ultimately working towards enhancing the benefits to the customer. The MyBucks' product offering enables customers to manage their financial affairs easily and conveniently. Discover more at http://www.mybucks.com. Contact: Sandy Greaves-Campbell sandy@mybucks.com --------------------------------------------------------------------------- 12.03.2018 Dissemination of a Corporate News, transmitted by DGAP - a service of EQS Group AG. The issuer is solely responsible for the content of this announcement. The DGAP Distribution Services include Regulatory Announcements, Financial/Corporate News and Press Releases. Archive at www.dgap.de --------------------------------------------------------------------------- Language: English Company: MyBucks S.A. 14, rue Edward Steichen L-2540 Luxembourg Grand Duchy of Luxembourg Phone: +352 2088 2123 Fax: +27 86 537 2010 E-mail: info@mybucks.com Internet: www.mybucks.com ISIN: LU1404975507 WKN: A2AJLT Listed: Regulated Unofficial Market in Frankfurt (Scale) End of News DGAP News Service --------------------------------------------------------------------------- 662547 12.03.2018

Die wichtigsten Finanzdaten auf einen Blick
  2013 2014 2015 2016 2017 2018 2019e 2020e
Umsatzerlöse1 12,98 31,29 36,25 55,79 21,01 12,77 0,00 0,00
EBITDA1,2 4,56 11,14 11,08 13,93 -2,30 -21,98 0,00 0,00
EBITDA-Marge3 35,13 35,60 30,57 24,97 -10,95 -172,12 0,00 0,00
EBIT1,4 4,56 11,14 11,08 11,41 -2,30 -21,98 0,00 0,00
EBIT-Marge5 35,13 35,60 30,57 20,45 -10,95 -172,12 0,00 0,00
Jahresüberschuss1 2,18 3,34 -1,88 -13,04 -8,19 -36,11 0,00 0,00
Netto-Marge6 16,80 10,67 -5,19 -23,37 -38,98 -282,77 0,00 0,00
Cashflow1,7 -7,46 -16,95 -6,56 -28,34 -25,06 -27,25 0,00 0,00
Ergebnis je Aktie8 0,20 0,30 -6.45 -1,10 -0,59 -2,23 -0,35 -0,09
Dividende8 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00
Quelle: boersengefluester.de und Firmenangaben

  Geschäftsbericht 2018 - Kostenfrei herunterladen.  
1 in Mio. Euro; 2 EBITDA = Ergebnis vor Zinsen, Steuern und Abschreibungen; 3 EBITDA in Relation zum Umsatz; 4 EBIT = Ergebnis vor Zinsen und Steuern; 5 EBIT in Relation zum Umsatz; 6 Jahresüberschuss (-fehlbetrag) in Relation zum Umsatz; 7 Cashflow aus der gewöhnlichen Geschäftstätigkeit; 8 in Euro; Quelle: boersengefluester.de

Wirtschaftsprüfer: PricewaterhouseCoopers

WKN Kurs in € Einschätzung Börsenwert in Mio. €
A2AJLT 0,428 32,80
KGV 2021e KGV 10Y-Ø BGFL-Ratio Shiller-KGV
0,00 0,00 0,000 -0,41
-0,78 - 2,57 -1,492
Dividende '19 in € Dividende '20e in € Div.-Rendite '19e
in %
0,00 0,00 0,00 31.01.2020
Q1-Zahlen Q2-Zahlen Q3-Zahlen Bilanz-PK
15.05.2020 17.12.2019
Abstand 60Tage-Linie Abstand 200Tage-Linie Performance YtD Performance 52 Wochen
-12,80% -37,42% -47,55% -52,34%
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